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Savings Accounts


A saving account with Homeland Credit Union isn’t just a savings, it’s a Share Account. What does this mean? It means that you, as our member, are a stake holder in the Credit Union and your savings is actually a share in our business.

We offer several types of savings accounts.

Christmas and Vacation Accounts

Plan ahead for those special times, make regular deposits over-the counter, payroll deduction, or with automatic savings transfers. 

Capital Reserve

Earn higher dividends with a Capital Reserve Account. This account requires a minimum balance of $1,000 and only permits up to six withdrawals per month.

Youth Savings

Our Mighty Saver accounts earn a premium dividend on balances up to $1,000. Click here for complete details on this youth savings option.

All Homeland Credit Union savings plans are federally insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the U.S. Government. Accounts with balances from $250,000 to $500,000 are insured by Excess Share Insurance (ESI), a private deposit insurer. Homeland Credit Union is now offering up to $1,000,000 in deposit coverage. Please contact us for any additional details on how you can structure your deposits to ensure you maximize your NCUA and ESI insurance. 

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