Loan Protection Options

Credit Life Insurance

In the event of your death, credit life insurance will pay off the balance of your loan as defined in the policy.

Credit Disability Insurance

When an unexpected illness or injury happens, credit disability insurance will make your loan payments until you return to work (see policy for specific terms)

Guaranteed Asset Protection (GAP)

GAP is a voluntary, non-insurance product designed to waive the remaining loan balance not covered by the borrower's primary insurance carrier settlement in the event of a total loss or unrecovered theft-meaning it will cover the difference between the actual cash value of your vehicle balance and the loan balance subject to limitations and exclusions, including but not limited to loan to value (LTV) maximum, delinquent payments, late charges, refundable service warranty contracts and other insurance related charges.

Mechanical Breakdown Protection

Be ready for the unexpected and ensure you’re covered with Mechanical Breakdown Protection from Route 66. Route 66’s Mechanical Breakdown Protection Plans are available for both new and pre-owned vehicles, and coverage is transferrable if you sell your vehicle before your agreement expires providing added re-sale value.